AFARI Capital Network Group

Debt Service Coverage Ratio

Debt service coverage ratio measures whether income is sufficient to cover debt payments.

Quick Answer

Debt service coverage ratio measures whether income is sufficient to cover debt payments.

Key Takeaways

  • This term is commonly used in business funding or commercial capital review.
  • AFARI uses education to help business owners understand lender and funding partner language.
  • Definitions are general and do not replace underwriting criteria or legal advice.

Detailed Explanation

What Debt Service Coverage Ratio means in a capital review

Debt service coverage ratio measures whether income is sufficient to cover debt payments. In practice, the term may affect how a lender or funding partner reviews risk, repayment capacity, collateral, or file structure. AFARI helps business owners interpret these concepts before approaching capital sources.

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